responsibility finder
Schleswig-Holstein

Applying for compensation for an accident insurance pension in the event of a reduction in earning capacity of less than 40 percent

Source: Zuständigkeitsfinder Schleswig-Holstein (Linie6PLus)

Service Description

If your earning capacity is reduced by less than 40 percent, you can apply for a lump sum as a lifetime settlement instead of an accident pension.

Is your earning capacity permanently reduced by less than 40 percent? Then you can apply for a settlement of your current pension. How the settlement amount is calculated is set out in a statutory regulation. Among other things, your age at the time of the accident and the time that has passed since the accident play a role.

With a settlement, your pension entitlement then generally expires for life.

If you are entitled to several pensions with a combined reduction in earning capacity of less than 40 percent, all or only some of them can be settled.

If your state of health worsens at a later date as a result of the insured event, your pension entitlement can be revived for this part of the worsening.


Process flow

You can apply online or by post for an accident insurance pension if your earning capacity is reduced by less than 40 percent.

Online service:

  • Call up the online service.
  • You will be guided through the procedure on the accident insurance service portal.
  • You can log in.
    • If you would like to receive a reply from your Berufsgenossenschaft or accident insurance fund in the mailbox of your BundID account or My Company Account, you must have an account and authenticate yourself.
    • If you would like to receive the reply by post, you can continue without registering.
  • Select your responsible employers' liability insurance association or accident insurance fund or find them using the industry search.
  • Upload the required documents.
  • Complete the online form and send it off.
  • Your notification will be automatically forwarded to your employers' liability insurance association or accident insurance fund.
  • You will receive feedback via the desired channel.

Online service of your employers' liability insurance association or accident insurance fund:

  • If you have access to the portal of your employers' liability insurance association or accident insurance fund, you can also submit the notification electronically there if necessary.

Message by post:

  • Send an informal letter to your employers' liability insurance association or accident insurance fund.
  • Make sure you provide the required information and enclose the necessary documents.
Requirements

You are entitled to a pension settlement if:

  • you are drawing a pension for an indefinite period following a reduction in earning capacity of less than 40 percent,
  • it is not to be expected that the reduction in your earning capacity will decrease significantly within the settlement period,
  • you have enough income to live on without the pension,
  • you submit an application for severance pay.
Which documents are required?

You do not need to submit any documents.

What are the fees?

There are no costs.

What deadlines do I have to pay attention to?

There are no deadlines.

Legal basis
Appeal
  • Contradiction . Detailed information on how to lodge an appeal can be found in the notification from your employer's liability insurance association or accident insurance fund.
Applications / forms

Forms available: No

Written form required: No

Informal application possible: Yes

Personal appearance necessary: No

Online services available: Yes

Author
Forwarding service: Deep link to the original portal

German Social Accident Insurance (DGUV)

The text was automatically translated based on the German content.

Technically approved by

Federal Ministry of Labor and Social Affairs (BMAS)

Professionally released on

14.02.2023

Teaser

If your earning capacity is reduced by less than 40 percent, you can apply for a lump sum as a lifetime settlement instead of an accident pension.

Process flow

You can apply online or by post for an accident insurance pension if your earning capacity is reduced by less than 40 percent.

Online service:

  • Call up the online service.
  • You will be guided through the procedure on the accident insurance service portal.
  • You can log in.
    • If you would like to receive a reply from your Berufsgenossenschaft or accident insurance fund in the mailbox of your BundID account or My Company Account, you must have an account and authenticate yourself.
    • If you would like to receive the reply by post, you can continue without registering.
  • Select your responsible employers' liability insurance association or accident insurance fund or find them using the industry search.
  • Upload the required documents.
  • Complete the online form and send it off.
  • Your notification will be automatically forwarded to your employers' liability insurance association or accident insurance fund.
  • You will receive feedback via the desired channel.

Online service of your employers' liability insurance association or accident insurance fund:

  • If you have access to the portal of your employers' liability insurance association or accident insurance fund, you can also submit the notification electronically there if necessary.

Message by post:

  • Send an informal letter to your employers' liability insurance association or accident insurance fund.
  • Make sure you provide the required information and enclose the necessary documents.

Requirements

You are entitled to a pension settlement if:

  • you are drawing a pension for an indefinite period following a reduction in earning capacity of less than 40 percent,
  • it is not to be expected that the reduction in your earning capacity will decrease significantly within the settlement period,
  • you have enough income to live on without the pension,
  • you submit an application for severance pay.

Which documents are required?

You do not need to submit any documents.

What are the fees?

There are no costs.

What deadlines do I have to pay attention to?

There are no deadlines.

Legal basis

Appeal

  • Contradiction . Detailed information on how to lodge an appeal can be found in the notification from your employer's liability insurance association or accident insurance fund.

Applications / forms

Forms available: No

Written form required: No

Informal application possible: Yes

Personal appearance necessary: No

Online services available: Yes

Author

Forwarding service: Deep link to the original portal

German Social Accident Insurance (DGUV)

The text was automatically translated based on the German content.

Technically approved by

Federal Ministry of Labor and Social Affairs (BMAS)

Professionally released on

14.02.2023

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